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Indiana Payday Loan Rates and Terms

Click the links below to view our Rates and Terms for Indiana.

If you need funds fast, then apply online for an Indiana payday loan or cash advance with Cash In A Flash and receive your cash within as little as 24 hours. We know that sometimes unpredictable events occur between paychecks and you need extra help to make it to your next payday. You can receive Indiana payday loans and cash advances for up to $550. With Cash In A Flash all you need to apply for cash advances or payday loans in Indiana is a verifiable source of income, an active checking account, proof of social security number and a working phone*. Cash In A Flash also has 5 convenient locations statewide for your check cashing needs. Cash In A Flash gets you the cash you need, when you need it most.

Indiana Rates and Terms

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Availability of Payday Loan

Cash In A Flash offers payday loans at a store location near you.

Governing Law

The loan agreement will be governed by the applicable laws of Indiana. Questions or complaints should be directed to your state's regulatory agency.

Maximum Payday Loan Amount

The maximum loan amount for Indiana residents will be 20% of their gross monthly income or $550.00, whichever is less.

Documentation

Pay Stub: Indiana regulation states that all Indiana customers have their most recent pay stub on file with CashInAFlash when receiving a payday loan. If you receive income by means other than an employer, bring other proof of your Social Security or disability. When applying for a payday loan at a store location, please take the above documentation with you.

Social Security Number: Cash In A Flash requires that all Indiana customers provide documented proof of their social security number. See the SSN Disclosure document, located in the Additional Disclosures section below, for a list of acceptable documents.

Payday Loan Terms

For a Cash In A Flash online loan and a store loan the minimum loan term is 14 days and the maximum loan term is 35 days.

Only one loan is permitted at Cash In A Flash, whether online or at a store.

Indiana state law mandates a 7 day cooling off period following the pay off of the 5th consecutive payday loan transaction (not including the initial transaction). Consecutive payday loan transactions may be with any one or more state licensed lenders.

Extensions

The state of Indiana does not allow extensions. Therefore loans in the state of Indiana must be paid off on their due date.

Extended Payment Plan: A customer who obtains an original payday loan transaction plus 3 consecutive payday loan transactions may repay the 3rd, 4th, and/or 5th consecutive payday loan transactions with an extended payment plan.

Indiana
Minimum Qualifications And Requirements*
Qualifications

• A regular, verifiable source of income
• An active checking account
• A working phone
• Additional qualifications or requirements may apply. See store personnel for details.

Required Items

• Your most recent pay stub (if you are employed)
• Your most recent bank statement
• Your checkbook
• Driver's license or government–issued photo ID
• Award Letter

Finance Charge Schedule*
* The APR calculation is based on a loan with a 14-day term. Your APR may be different if your loan is not 14 days. The APR of your loan will be disclosed in the federal Truth-In-Lending Statement contained in your promissory note

 
ANNUAL PERCENTAGE RATE
The cost of your credit as a yearly rate Assumes a 14-day term)
FINANCE CHARGE
The dollar amount the credit will cost you
AMOUNT FINANCED
The amount we pay to you or on your behalf
TOTAL OF PAYMENTS
The amount you will have paid after you have made all payments as scheduled
NUMBER OF PAYMENTS

391.07%

$7.50

$50

$57.50

1

391.07%

$11.25

$75.00

$86.25

1

391.07%

$15.00

$100

$115.00

1

391.07%

$18.75

$125

$143.75

1

391.07%

$22.50

$150

$172.50

1

391.07%

$26.25

$175

$201.25

1

391.07%

$30.00

$200

$230.00

1

391.07%

$33.75

$225

$258.75

1

391.07%

$37.50

$250

$287.50

1

386.33%

$40.75

$275

$315.75

1

382.38%

$44.00

$300

$344.00

1

379.04%

$47.25

$325

$372.25

1

376.17%

$50.50

$350

$400.50

1

373.69%

$53.75

$375

$428.75

1

371.52%

$57.00

$400

$457.00

1

365.00%

$59.50

$425

$484.50

1

359.21%

$62.00

$450

$512.00

1

354.02%

$64.50

$475

$539.50

1

349.36%

$67.00

$500

$567.00

1

345.14%

$69.50

$525

$594.50

1

341.30%

$72.00

$550

$622.00

1

 
Disclosures For Indiana

CCLicense   |   Small Loan Brochure   |   State Disclosure
 
 
 
 
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Loan Disclosure

By clicking Continue you are acknowledging that you have read and printed or saved this License: Indiana License

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